How these terms work in India
These terms govern your account, the way you send and receive funds, the rules for using our content, and the checks we may ask for before a request moves ahead. If a clause is restricted in your state or territory, that clause applies only where local
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law permits. Any update to the terms takes effect once we publish the new version on the site, and your continued use of the account means you accept that version. If you use UPI, Paytm, PhonePe, or Google Pay, the same policy rules apply to those
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payment actions and any related verification. We keep the wording practical so you can see what we may ask from you, what we may keep on file, and when we may pause access to protect the account or meet legal duties.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.