How the legal terms work
When you accept the terms shown in your account area, they govern how we use your data, keep session records, and handle legal requests. Access depends on local law and is available where local law permits, so what you can do may change with your location.
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If a request touches a UPI, Paytm, or PhonePe record, we match the reference, time, and account email before we act. That check helps us protect the account and keep the file clean. If local rules change, we may update the text you see at sign-in
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and ask you to accept the new version before you continue. Keep a copy of the version you accept, because it is the reference point for disputes, corrections, and deletion requests.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.